Diamond River Currents...Monadnock Region...Keene, NH: New Hampshire: Keene

I love open houses.  I love attending them, and I love hosting them.  Today's my lucky day!

I'm holding my fabulous 18 Morgan Lane, Keene listing open today, June 5, from 1:00--3:00pm.  This beautiful colonial has all the features today's buyers demand and then some.  Located in Meadowview Knolls in West Keene, you'll find this wonderful family home on a quiet cul-de-sac in one of the most desirable neighborhoods in Keene, NH. 

You know, I could go on and on, but pictures are worth a thousand words, so take a peek below.  Also, be sure to click on the link to see even more pictures and information. Then, plan on stopping by for a visit.  If you think the photos are enticing, just wait until you see it "live and in person"...you'll fall in love!

And I really love it when *that* happens!

18 Morgan Lane, Keene, NH 03431 For more information visit: www.18MorganLane.com For Sale $379,900   You've been biding your time...and it was worth the wait. More Photos Below Bedrooms: 4 + Bathrooms: 3 2 Full, 1 3/4 Area: Meadowview Knolls, West Keene Style: House Lot Size: .39 acres Year Built: 1992 Your patience and persistence have paid off. This beautiful colonial delivers the "wants" and the "needs". Granite and stainless in the eat-in kitchen. Plenty of room to relax or entertain in the huge, fireplaced family room featuring gorgeous windows, oak floors and brick hearth. Escape to your Master Bedroom suite which offers a spa-like bath with jetted tub, separate steam shower and dual-sink vanity. 3 additional bedrooms and another full bath to keep the kids close, but not too close! Find your peace and quiet in the den with window seat and built-ins. The basement level offers even more great family space..built-in office area plus large rec room for exercise or play, closets galore and mudroom entry from the 2-car garage. Still want more? You've got it: formal DR and LR, huge deck w/built-in seating, sep. rear entrance to additional main level mudroom, beautiful landscaping, peaceful dead-end location yet still easy access to the association pool/tennis/clubhouse and just a few minutes from Downtown Keene. Truly a dream come true! Nestled on a quiet cul-de-sac   A place for your family to call home   Family Room Stunning, comfortable and spacious. Gorgeous floor to ceiling brick with raised hearth. And those windows? ...swoon...   Family Room Plenty room for all your family and friends to enjoy.   Family Room Cozy up by the fireplace to enjoy the game.   Family Room So inviting...feels like "home"   Kitchen Be a part of everything from the kitchen.   Kitchen Brand new granite and stainless appliances await your culinary adventures.   Kitchen Bay window to enjoy the beauty outdoors.   Kitchen When the dishes are done, step through the sliding glass door to your huge deck.   Kim Brown Diamond River Realty LLC Office: 603-358-3123 Mobile: 603-545-1632 Fax: 603-352-4822 Email: kim@diamondriverrealty.com Website: DiamondRiverRealty.com Powered by AgencyLogic

You've been biding your time...and it was worth the wait.

Your patience and persistence have paid off.

This beautiful colonial delivers the "wants" and the "needs".

 Granite and stainless in the eat-in kitchen.    

  Plenty of room to relax or entertain in the huge, fireplaced family room featuring gorgeous windows, oak floors and brick hearth.

Escape to your Master Bedroom suite which offers a spa-like bath with jetted tub, separate steam shower and dual-sink vanity.

(And there are 3 additional bedrooms and another full bath to keep the kids close, but not too close!)

Find your peace and quiet in the den with window seat and built-ins.

The basement level offers even more great family space..built-in office area plus large rec room for exercise or play, closets galore and mudroom entry from the 2-car garage.

Still want more? You've got it: formal DR and LR, huge deck w/built-in seating, separate rear entrance to an additional main level mudroom, beautiful landscaping, peaceful dead-end location yet still easy access to the association pool/tennis/clubhouse and just a few minutes from Downtown Keene, NH.

Truly a dream come true!

***Plus...there's still a little time left to qualify for the IRS Homebuyers' Tax Credit, but you'll have to have a contract in place before May 1, 2010. (note:  I said "contract"...you have through June 30, 2010 to close!)*** 

Visit www.18MorganLane.com for more pics and links or give me a call to set up a showing.  I'd be delighted to take you through, but I warn you:  once you get there, you may never want to leave!

Most of us are familiar with this common bedtime rhyme:

Good night...sleep tight!  Don't let the bed bugs bite!

Apparently, a bed bug infestation can happen anywhere...in luxury hotels, apartment buildings, college dorms or homes.  Housekeeping, or lack of it, has little to do with a bed bug's chosen place of residence.  They're not picky, as long as there are humans or other warm-blooded animals to provide them with their sustenance. These uninvited guests bite their host, feed on their blood, and leave their hapless victim itchy as all get-out.

According to a recent article in The New York Times, this resurgence (or perhaps it's just renewed awareness?) of the pests has not only brought additional business to exterminators, but has also led to a new business niche for (wo)man's best friend:  Dogs That Detect Bed Bugs.

How long before we start adding companies like New York City's The Bed Bug Inspectors to our list of service providers we recommend to our real estate clients?

Fortunately, I haven't heard of any major infestations here in the Keene, NH area.  But still, just writing this has made me itchy, so I'm hitting the shower...

This is a terrific analogy to explain the importance of staging your home for sale.  And, since I couldn't have said it better myself, I'm delighted that Pangaea has allowed it to be re-blogged so I can share it with my readers.

Let's face it, these days your home is up against a lot of competition, and Buyers can afford to be very choosy.

Staging doesn't mean you have to rip everything in your home down to the studs {no pun intended! :) }...but you do want to make the most of what you've got to offer.

So, read on...and if you're interested in learning more about what you can do to give your Cheshire County home a leg up in today's market, give me a call!  As a staging-consultant-turned-real-estate-agent, I have a few tricks up my sleeve, along with some sound advice, that can help you get your Keene, NH home sold quickly so you can get on with your life!

After months, or even years, of working toward your goal of buying a home in Keene or the surrounding towns of Cheshire County, NH, the time has come!  

You've sacrificed and saved, carefully built and maintained your credit and collected countless recipes for budget-friendly meals built around ramen noodles.

At last, you are ready to begin the process...

Being the financially responsible person that you are, you've already researched and discussed various loan products with a mortgage professional.  You've kept abreast of current interest rates, down payment requirements, etc. and are finally ready to reap the reward of your careful planning and preparation.

While your favorite real estate pro is working on compiling a list of potential properties that meet your needs, you sit down with your favorite mortgage expert to take the plunge and begin the application process.

You've done your homework, and you know that in order to be in a position of strength when you are ready to make an offer on your dream home, you need that pre-approval from your lender.  The document that tells the sellers that you are worthy!  You can and will put your money where your mouth is. 

The Golden Ticket to gain admission into the Wonderful World of Homeownership.

Having submitted the necessary information and documentation to your loan officer, you are confident in your credit-worthiness.  You didn't scrimp and save and forego vacations, dining out and that incredible flat-screen TV for nothing!  Pull that credit report, Mr. Mortgage Pro...and let's get this show on the road....

~~~~<RECORD SCRATCH>~~~~

"I'm sorry, Mr. and Ms. Pennywise...your credit score is considerably below our guidelines.  The maxed-out, past-due credit cards are a real problem.  There are some serious blemishes on the report which need to be cleared up before we can consider offering you a loan..."

"SAY WHAT???"

Turns out that while you were busy living a life of frugality, Joe Slime has gotten ahold of enough of your personal information to have himself a major shopping spree.  He's racked up all kinds of debt, courtesy of your identity, which he has absolutely no intention of paying.

So what's a financially responsible, frugality-embracing, ramen-noodle gourmand to do in order to avoid becoming a victim of Joe Slime?

Proactivity is the name of the game!  Here, courtesy of fellow Active Rainer Nevin Williams, a mortgage broker with First Priority Financial, are some links and suggestions for keeping tabs on what's going on with your credit while you chow down on your 14th variation of Ramen Noodle Cassoulet:

              COMMIT TO CONDUCTING A REGULAR CREDIT REVIEW

You can pull 3 credit reports a year at no cost.  (One from each of the major credit reporting agencies.)

Where:  www.annualcreditreport.com 

Instead of pulling all three at once, consider pulling one from each credit bureau every four months.

Set up a FRAUD ALERT with the credit bureaus. (click on the link for details on how to initiate this and for information regarding any charges for this service.)

YOU MAY WANT TO REQUEST A CREDIT FREEZE

Where: Experian    Transunion    Equifax 

(Click on the individual credit reporting agency links for details pertaining to each agency's requirements and any fees involved.)

These suggestions are for those who prefer the Do-It-Yourself approach to monitoring credit activity.

There are companies who will, for a monthly fee, monitor your credit for you.

However, it's important to remember that the cost of this service can be about $30 per month.

That's $360 a year.  And $360 buys a lot of ramen noodles!  ;-)

Don't bury your head in the sand...Joe Slime counts on the ostriches to maintain his luxurious lifestyle.

Stay alert, stay informed, and stay on track.

While Joe is busy working his way toward the Big House, you can be creating another ramen noodle delight for your in-laws in your Dream House!

Plenty of space for cookouts, outdoor play and gardening surrounds this classic Keene, NH 2-family New Englander, featuring identical 2-bedroom/1-bath units, complete with screen porches, updated systems and separate utilities.  Charming original features include beautiful hardwood flooring, high tin ceilings and large windows to bring the sunshine in!  Build equity, generate income, and perhaps plan for the expansion of the existing building to incorporate a third apartment for even more rental income!

Imagine a comfortable, affordable lifestyle in which you can enjoy all the benefits and culture of Keene city living while generating additional income from a 2-bedroom apartment.  Take in a show at The Colonial Theater, grab a bite to eat at Luca's Mediterranean Cafe, The Stage, Armadillos Burritos or any of the numerous and varied restaurants along Main Street.Priced right at just $189,500! But wait!...There's more: Owner-occupied unit may qualify for the IRS Homebuyer Tax Credit.(Don't delay, it expires soon--home must be under contract before May 1, 2010 and must close before July 1, 2010)  Consult your tax pro to see if you qualify for either the $8,000 or $6,500 credit.

What more could you want?  How about proximity to Cheshire Medical Center/Dartmouth Hitchcock Keene, area schools (this home is in the Fuller School district) and the Keene Rec Center?  Perhaps a little higher education is in order...Keene State College offers a multitude of full-time and part-time educational opportunities.

So...what do you say?  Want to know more?  Additional details and photos of this amazing property are below.  Take a peek, and if you'd like more info, give me a call or shoot me an email or find me on Facebook!  I'd be delighted to introduce you to your future...

Great 2-Family on Large, level .43 Acre In-Town Lot in Keene, NH REDUCED to $189,500

Overview Maps Photos Features Description Neighborhood

$189,500 Multi Family For Sale Main Features 4 Bedrooms 2 Bathrooms 2 Units Interior: 1881 sqft Lot: 0.43 acre(s) Location 81 Armory Street Keene, NH 03431

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Kim Brown Diamond River Realty LLC (603) 358-3123 kim@diamondriverrealty.com http://www.diamondriverrealty.com Listed by: Kim Brown

Our recent listings First-Time Buyers, Owner-Occupied or Savvy Investors--Great Opportunity under $200k in Keene, NH Classic Ranch in Great West Keene Neighborhood Subscribe to our listing feed

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If you're a first-time homebuyer ready to take the plunge, this is information you need to know to determine whether or not you qualify for up to $8,000 in tax credits. Regardless of how frigid it is outside at the moment, April 30 is closer than you think (110 days and counting...)

 Everything you ever wanted to know about the First-Time Homebuyer Credit directly from the IRS can be found here!

Provided you meet the income and eligibility guidelines, you may be able to claim an $8,000 credit on your 2010 Federal Income Tax Return.

$8,000 can buy you a lot of paint, furniture, window treatments...whatever it is you need to make your new house a home...but you must have a purchase & sales agreement in place before May 1, 2010 and you must close before July 1, 2010 in order to take advantage of the tax credit.

Buying a house takes time...time to find the right property, time to complete inspections, time to obtain financing commitment from your lender, time to complete title work.  It can take 6 weeks or more to make the transition from first offer to receiving the keys to your new home.  Even though it may feel like time has stood still during this process, rest assured it has not...Tick-Tock-Tick-Tock.

Hard as it may be to believe right now, Spring is coming...Don't be left out in the cold!

This year's Flu Season and availability of the H1N1 flu vaccine has been getting an awful lot of press...for any of you who are interested in getting vaccinated against the H1N1 Flu Virus, here's a list of upcoming clinics, their locations and scheduled dates.  All clinics are free, no pre-registration is required, and all NH residents ages 6 months and older are eligible.

Schedule of Free Public H1N1 Vaccine Clinics

Sponsored by the Greater Monadnock Public Health Network

These clinics are free and no pre-registration is required.

All New Hampshire residents ages 6 months and older are eligible to attend.

Chesterfield Town Offices, 504 NH Route 63, Chesterfield, NH

Friday, January 8, 2010 - 3:00 PM - 6:00 PM

Boynton Middle School Cafeteria, 500 Turnpike Road, New Ipswich, NH

Saturday, January 9, 2010 - 10:00 AM - 12:00 PM

Rindge Memorial School, 58 School Street, Rindge, NH

Sunday, January 10, 2010 - 9:00 AM - 11:00 AM

Sullivan Town Hall, 452 Centre Street, Sullivan, NH

Tuesday, January 12, 2010 - 5:00 PM - 7:00 PM

E.L.M.M. Community Center, 20-21 Durkee Street, Winchester, NH

Wednesday, January 13, 2010 - 5:00 PM - 7:00 PM

Great Brook Middle School, 16 School Street, Antrim, NH

Thursday, January 14, 2010 - 5:00 PM - 7:00 PM

Troy Elementary School, 44 School Street, Troy, NH

Saturday, January 16, 2010 - 10:00 AM - 12:00 PM

Keene Recreation Center, 312 Washington Street, Keene NH

Sunday, January 17, 2010 - 2:00 PM - 4:00 PM

Keene State College, Young Student Center - Mabel Brown Room (2nd floor), Keene, NH

Monday, January 18, 2010 - 1:00 PM - 4:00 PM

Marlow Elementary School, 919 NH Route 10, Marlow, NH

Tuesday January 19, 2010 - 4:30 PM - 6:30 PM

Monadnock Regional High School, 580 Old Homestead Highway, Swanzey, NH

Friday, January 22, 2010 - 6:30 PM - 8:30 PM

Monadnock Regional High School, 580 Old Homestead Highway, Swanzey, NH

Saturday, January 23, 2010 - 9 AM - 11 AM

Greater Monadnock Public Health Network

Cheshire Medical Center/Dartmouth-Hitchcock Keene

580 Court Street o Keene, NH 03431

For up-to-date flu clinic information or in case of inclement weather on a scheduled clinic day,

please call 603-354-5454 Ext. 3030.

For a complete schedule of free H1N1 clinics, visit http://co.cheshire.nh.us/PublicHealth/

WISHING YOU ALL A HAPPY AND HEALTHY 2010!